Unbeatable Value in SW Loveland! This beautifully updated 3-bedroom, 2-bathroom tri-level home sits in a quiet cul-de-sac with no HOA on a spacious 0.24-acre lot with RV/boat/trailer parking. Inside, the open and airy floor plan features vaulted ceilings, durable laminate and tile flooring, and a thoughtfully renovated kitchen with an oversized island, upgraded countertops, stylish backsplash, nice cabinetry, and a charming coffee bar setup. The upper level offers two comfortable bedrooms and a refreshed primary bath, while the lower level boasts a cozy family room with a wood-burning fireplace, a third bedroom, a full bath, and a laundry area with an included washer and dryer. A heated 2-car attached garage ensures year-round comfort. With over $50,000 in recent owner upgrades, this home is move-in ready, featuring a new energy-efficient central A/C system, a new energy-efficient furnace, a new 50-gallon water heater, and a newer radon mitigation system. The backyard is an entertainer's paradise, complete with a fire pit, hot tub, chicken coop, and a 16x12 shed with electricity. Garden enthusiasts will love the fenced vegetable garden, two additional garden beds, a pollinator landscaping plan with 46 native plants, and a container pond system. This home offers a rare combination of comfort, functionality, and thoughtful upgrades-all for under $450K! Whether you're looking for a new home or an investment property, this is an incredible opportunity at a fantastic value. Schedule your showing today!